Hashem Guarantees the Loan and Sends the Perfect Match

A Jewish businessman living in London, let’s call him Joseph Cohen found himself in a desperate situation. He urgently needed a large sum of money. For many reasons, turning to the bank wasn’t an option, and he didn’t feel comfortable asking family or friends.

But this wasn’t just any loan. Joseph needed two million pounds. Yes, two million.

Fortunately, he had a wealthy acquaintance, let’s call him Moses Levy, who could actually lend him that much. Joseph went to him, explained the situation, and asked for the loan. Moses listened and agreed. But, understandably, he requested guarantors. Two million pounds isn’t something you hand over lightly.

“It would be very hard for me to find even one guarantor for such a large amount,” Joseph said honestly.

“I understand,” Moses replied. “But maybe you could bring a group, dozens of people who would together guarantee the loan?”

Joseph sighed. “If I start asking around like that, it’ll hurt my reputation. I don’t want people questioning my situation.”

Moses thought for a while. Then he smiled. “Okay,” he said. “You don’t need to bring any guarantors. I’ll lend you the money without one.”

Joseph was surprised. “Then who will guarantee it?”

Moses looked at him and said, “Hashem will. The Master of the Universe will be my guarantor.”

Joseph gratefully took the loan. They agreed on a repayment date and parted as friends.

But as often happens, the repayment date came and the money didn’t. Joseph was struggling. Days turned into weeks. Weeks turned into months. Eventually, Moses stopped expecting to get the money back.

So he turned to his guarantor.

“Hashem,” he said in a sincere prayer, “You know I don’t really need this money. Baruch Hashem, I have enough. But I’m asking You to repay me in a different way. I have a daughter at home. She’s almost thirty, and she hasn’t yet found her shidduch (match). I’m forgiving the loan. Instead, please, repay me with a good match for her.”

And Hashem answered. Within a month, his daughter was engaged.

A while later, Joseph Cohen came back to Moses’s door, excited and grateful. “I did it!” he said. “I finally raised the money. There were delays and setbacks, but now I have the full amount, and I want to repay you.”

Moses smiled gently. “My dear friend, I don’t need the money anymore. My guarantor already took care of the debt.”

Joseph stared at him. “Your guarantor? What are you talking about?”

Moses shared what he had told Hashem, and how not long after, his daughter became engaged.

Joseph was amazed. But he felt something stirring inside. “If the guarantor paid the debt,” he said, “then I still owe the two million pounds to Hashem.”

Then an idea struck him. “This year is Shemitah,” he said, referring to the special mitzvah in Israel where farmers let their land rest every seventh year as a sign of trust in Hashem. “There are so many farmers in Israel sacrificing so much to keep this mitzvah. I’ll donate the money to them. That way, I’ll repay the debt to the guarantor.”

And that’s exactly what he did.

This powerful story reminds us that Hashem sees every act of kindness and every sincere prayer. Sometimes, repayment comes in a form we never expected but always with love, meaning, and perfect timing.